Firm Financial Foundation
Education - Mentoring - Coaching

In my experience, I’ve found that establishing or regaining a firm financial foundation is more about harnessing a change in mindset and habits than about financial knowledge. This is key to sustainable results. So I not only Mentor/Educate on the knowledge and tools of managing your finances, but I also Coach on the mindset and beliefs that will give you financial success. 

This is about helping you gain a shift in belief toward hope (you can do this!) and a new awareness of your WHY (your mission) that heightens your intensity to do whatever it takes to have a different outcome than you have now.

​And all of that can lead to a change of behavior and a transformation of yourself, your finances, and your life!  Tell me that doesn't sound awesome!
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As a certified Financial Coach and educator, I've worked with individuals and couples in groups, 1-on-1, in person and online.  Not only do I educate you on the basics of personal finance (how to get out of debt, save for short and long-term goals, control cash flow, protect your finances in order to lower the risk of going into debt, save for the future, give to others, and still have FUN), but I empower you to take intentional control of all areas affecting your financial stability and align them with your true goals and priorities. 

​Foundational Areas explored

  • Healthy & Disciplined Money Management 
  • Knowing your WHY and your long-term Dreams
  • Creating a stable Income/Expense (Budget)
  • How to get out of Debt with focus and determination
  • Saving and how to capitalize on Compound Interest
    • Saving for House (Real Estate & Mortgages)
    • Saving for College (ways to avoid Student Loans)
    • Saving for Retirement (IRAs, company sponsored, etc...)
  • Insurance (Life, Auto, Health, Disability, Home/Rent, etc...
  • Understanding Assets & Liabilities and Cashflow so your money works for you ​​
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Small group personal finance mentoring / coaching of those in their 20s & 30s. -- Summer 2020
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Small group personal finance mentoring / coaching of those in their 20s. -- Fall 2019
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Young adults want to understand finances and how to hold onto their money. Teaching them how to stay out of debt serves them and their future families for a lifetime. Budgeting is key! -- Fall 2010
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Continually overdrafting a bank account shows sloppy money management. Here, I explain to high schoolers how to balance/reconcile a bank account so things aren't left to chance. -- Spring 2012

Testimonials

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Kathleen is a fantastic instructor with a true passion for what she’s teaching. My husband and I recently took a class with Kathleen through her company, Katalytic, along with several other 20-something’s and the class left us all thinking “Why don’t they teach this as a standard course in school?!” It is just so, so relevant and no one should be allowed to “graduate into adulthood” without learning this stuff :P  We know that no matter what life stage we're at that starting wise financial habits NOW will really help us in the future. We thank Kathleen for helping us. We could really feel how genuinely she cares about her students and their success. She worked with us to help get us on a path toward achieving our financial goals. Thank you for such a worthwhile investment in our future!

Kaila Diaz

Owner - Bilinguitos Spanish Immersion School
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Fall 2019

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Through the financial course that my wife and I took with Kathleen, we feel 100% more confident in dealing with our finances. We learned crucial financial information that we wouldn’t have even thought to look at before the course. Now, my wife and I know how to budget well and truly manage our money with wisdom and discernment thanks to Kathleen. We are in our early 20s and, honestly, we wish we had learned this stuff even earlier. Not only did Kathleen teach my wife and me so much, but she also fostered a community for a group of us in our 20s to grow together and learn how to be financially responsible.  The earlier you can get ahold of this information the better! And if you are lucky enough to have the chance, I recommend Kathleen Rumford as an instructor.

Ryan and Lauren Allen

Financial Analyst & Medical Scribe
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Fall 2019

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My husband and I took a personal finance peace course with Kathleen and were blown away by her wisdom! She guided us through the process of becoming debt free (someday soon!) and we can’t thank her enough for opening up her home and sharing all she knows about personal finance!

Courtney & Daniel Salazar

Hairstylist & Youth Pastor
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Fall 2019

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Taking this personal finance class with Mrs. Rumford has been so helpful and truly came at the perfect time. Prior to taking the class, I had a minimal understanding of my finances or how to properly budget. I feel so much more confident now managing my money and following a budget. Mrs. Rumford is so knowledgeable and was so helpful throughout the class. She helped me realize that the small decisions I make about my money now will make the biggest difference in my future. I truly believe that this class is relevant no matter what stage of life you are in, and I highly recommend it to anyone looking to learn a little bit more about finances. 

Jamie Wiger

Elementary School Teacher
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Spring 2020

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 Starting at a young age, Kathleen Rumford (my mom) taught me crucial skills and mindsets for strategically handling my finances. I also took her financial course when I was 17 and  reviewed it again when I was almost 21. As I've gotten older and faced more responsibilities, It has become blatant how important this financial wisdom really is. As I look around at my early 20's peers, the majority of whom haven't even been taught basic budgeting, I realize how much of an advantage I've been blessed with. There is such a desperate need for the knowledge that Kathleen has to impart for people of all ages!

Elissa Rumford

Freelance Creative and Owner of Open Invite
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2003-2017

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This mentoring did 3 major things for me. First, it raised awareness of my financial situation and upcoming needs. Second, it made me realize that all of the little choices that I make with my money are so important. This has given me an idea of how I need to be handling money. Third, it's made me dream about what my future financial state could be and has given me concrete examples of how to get there. Overall, I feel much more ready to face the world of finances being confident in my own knowledge and having ideas of where to look for help when I need it.

Sophia P

High School senior
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Fall 2016

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​Taking the Personal Finance class with Kathleen has been so helpful. I majored in Economics in college, but knowing the theory of credit, debt, and budget constraints doesn't necessarily mean you're applying that theory in practice. The lessons, Kathleen's guidance, and the conversations with my peers in the course pushed me to actually sit down and create a budget, to be more cognizant of my spending, and to think about my long term financial plans as a young person. I would highly recommend this course!

Heather Little

Teach For America corps member
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Summer 2020

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This Personal Finance class gave me language for the future. I am 19 years old and don’t pay for a mortgage or insurance yet, however this class gave me words to what is coming in the next seasons of life. It also gave me foundational information for how to manage my money and what a healthy perspective of money is. This class is extremely relevant and has been the bridge into my next stage of life. Mrs. Rumford taught this class with 'the heart of a teacher' and was so faithful in walking with me throughout the class. I highly recommend taking Mrs. Rumford's course!

Amy Cole

College sophomore
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Fall 2019

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Worrying about credit and finding  ways to take out car loans are things my friends have been talking about recently. I told them about the sinking fund concept (dividing the full amount needed by the # of months they have so they save up until they have enough cash) and how budgeting is extremely important in everyday life. There have been times I've run so low on money that I don't think I'll be able to last the next week, but once I put together a budget, my finances all make sense on where each dollar needs to go and where I can save or spend. It saves so much stress, and financial stress may as well be one of the most difficult to handle!

Kaysee S

College sophomore
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Fall 2015

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Kathleen's finance class back in high school was easily the best thing I've ever done concerning my education.  To this day, I've retained more information in her one class than I have with any other. Finances can crush you without understanding, yet it can build a firm foundation in a difficult world if you learn it!  You can tell Kathleen is excited to teach finance, as it was exciting for me to learn and participate with ease. 

Steve Gresham

Class of 2010-11  
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Winter 2019

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Taking the Personal Finance course has been on my "to-do" list for a while now. When I saw Kathleen was highly recommended by a friend of mine, it was a no-brainer to give it a shot. I am so glad I did! Kathleen is passionate, engaging, and a wealth of knowledge. She broke things down for us to understand, answered our questions, and opened the door for different discussions. It was also helpful to hear others' experiences/questions/situations and learn from them with Kathleen's guidance. Finances are extremely important and I am very thankful Kathleen was the one to provide me with the knowledge and tools I need to succeed. Highly recommend this course and Kathleen to anyone interested! ​

Amy Rollins

RN - NICU
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Spring 2020

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I attribute much of my daughter's financial prowess to the things she learned with Kathleen. She is now 22 and still putting into effect the principles that impacted her to be a careful spender, a good planner, and wise with her budget. She has made it her goal to stay out of debt and away from the use of credit cards. Not only a blessing to her but to this mama's heart as well!

Anne B.

Mom of High School Senior
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Fall 2014

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Taking Mrs. Rumford's finance class as a high schooler in 2012-2013, gave me a great edge on understanding financial terminology and getting ahead later with my investment strategies. She cares about her students and pushes them to succeed so that they can establish a strong and diverse financial footing early in life. Highly recommended for everyone!

Evan MG

College Student
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Winter 2020

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'I don't know where my life, my finances, would have gone if I hadn't taken Personal Financial Katalyst (using Financial Peace) with Kathleen.' I've repeated this sentence numerous times to family members and friends. Before I took the course, I was passive with my finances and debts, and now I can say with confidence that is not the case anymore. Kathleen not only supported me IN class with copious amounts of wisdom and support, but supported me outside of class with additional information and celebrations as I made progress and achieved small "wins." I cannot recommend this course enough, but moreso, Kathleen Rumford. I mean every word!

Jordan Parker

Educator
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July 2020

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Empowering Generation Z with Personal Finance Knowledge & Entrepreneurial Skills

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